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3D Secure 2.0 Authentication

Implement 3D Secure 2.0 authentication flows to enhance payment security

What is 3D Secure?

3D Secure is an additional security layer for online credit and debit card transactions. 3D Secure 2.0 is the latest version, providing better user experience and stronger fraud protection.

Key Benefits

  • • Reduce fraud risk and chargeback rates
  • • Comply with PSD2 (Strong Customer Authentication SCA) requirements
  • • Improve authorization success rates
  • • Shift liability to issuing bank
  • • Enhanced mobile user experience

3DS 2.0 vs 3DS 1.0

Feature3DS 1.03DS 2.0
User ExperiencePop-up window, poor experienceSeamless integration, native experience
Mobile SupportLimited supportNative in-app authentication
Data RichnessBasic information100+ data points
Authentication MethodsPassword verificationBiometrics, OTP, etc.